Our robust appetite will have you writing more E&S and specialty risks in less time

Each of our quotes are provided by “A” rated carriers that offer competitive pricing and coverage.
Agents and brokers can market a small commercial risk to multiple carriers for multiple lines of business in one digital platform within minutes.

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Available in All
50 States

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Premiums from $500 to $10k

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Policy Terms of 6, 9, or 12 Months

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TRIA Coverage Available

Coverage Highlights

  • $500 minimum premium
  • $2M/$2M maximum limits of liability
  • Maximum exposure thresholds
    • Sales/Revenue ≤ $6M
    • Payroll ≤ $4M per class
    • Area ≤ 100,000 square feet per location
    • Cost ≤ $5M
    • Units ≤ 250 per policy
  • $0 deductibles for some classes
  • Claims threshold ≤ 6 claims and aggregate claims of $25,000

Please note: classes and coverages may vary by carrier.

Eligible Classes

A multitude of class codes that fit your small commercial needs, including:

  • General contractors
  • Artisan contractors
  • Lessor’s risk
  • Vacant land and buildings
  • Restaurants
  • Retail
  • Hotels and motels

Optional Coverage

  • Additional Insured
  • Designated Construction Project(s) General Aggregate
  • Designated Location(s) General Aggregate
  • Employee Benefits Liability
  • Primary and Non-Contributory Coverage
  • Waiver of Subrogation

Coverage Highlights

  • Up to $6M maximum total insured value
  • $500 minimum premium
  • All-risk coverage with coverage for catastrophe-exposed perils available
  • Coastal Properties

Eligible Classes

Eligible classes include but are not limited to:

  • Habitational
  • Hospitality
  • Mercantile
  • Lessor’s Risk (LRO)
  • Warehouses

Please note: classes and coverages may vary by carrier.

Prohibited Risks & Exposures

Risks with the following characteristics are ineligible for The Connector:

  • Properties undergoing structural renovations
  • Properties undergoing non-structural renovations with costs exceeding $50,000
  • Locations that have been vacant for more than 3 consecutive years
  • Properties scheduled for demolition
  • Properties with prior and/or existing damage
  • Risks with more than 3 claims within the previous 3 years
  • Risks with more than $25,000 total incurred during the previous 3 years

Optional Coverage

Our wide selection of optional coverages includes Additional Insured, Equipment Breakdown, Extended Coverage, Ordinance or Law, Outside Signs, Spoilage, and TRIA.

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