Our robust appetite will have you writing more E&S and specialty risks in less time

• $500 minimum premium
• $2M/$2M maximum limits of liability
• Maximum exposure thresholds
  • Sales/Revenue ≤ $6M
  • Payroll ≤ $4M per class
  • Area ≤ 100,000 square feet per location
  • Cost ≤ $5M
  • Units ≤ 250 per policy
• $0 deductibles for some classes
• Claims threshold ≤ 6 claims and aggregate claims of $25,000

Please note: classes and coverages may vary by carrier.

A multitude of class codes that fit your small commercial needs, including:

• General contractors
• Artisan contractors
• Lessor’s risk
• Vacant land and buildings
• Restaurants
• Retail
• Hotels and motels

• Additional Insured
• Designated Construction Project(s) General Aggregate
• Designated Location(s) General Aggregate
• Employee Benefits Liability
• Primary and Non-Contributory Coverage
• Waiver of Subrogation

• Up to $6M maximum total insured value
• $500 minimum premium
• All-risk coverage with coverage for catastrophe-exposed perils available
• Coastal Properties

Eligible classes include but are not limited to:

• Habitational
• Hospitality
• Mercantile
• Lessor’s Risk (LRO)
• Warehouses

Please note: classes and coverages may vary by carrier.

Risks with the following characteristics are ineligible for The Connector:

• Properties undergoing structural renovations
• Properties undergoing non-structural renovations with costs exceeding $50,000
• Locations that have been vacant for more than 3 consecutive years
• Properties scheduled for demolition
• Properties with prior and/or existing damage
• Risks with more than 3 claims within the previous 3 years
• Risks with more than $25,000 total incurred during the previous 3 years

Our wide selection of optional coverages includes Additional Insured, Equipment Breakdown, Extended Coverage, Ordinance or Law, Outside Signs, Spoilage, and TRIA.