Our robust appetite will have you writing more E&S and specialty risks in less time

Each of our quotes are provided by top-rated carriers that offer competitive pricing and coverage. Agents and brokers can market a small commercial risk to multiple carriers for various lines of business in one digital platform in minute.

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Available in All
50 States

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Premiums from $450 to $10k

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Policy Terms of 6, 9, or 12 Months

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TRIA Coverage Available

Coverage Highlights

  • $500 minimum premium
  • $1M/$2M maximum limits of liability
  • Maximum exposure thresholds
    • Sales/Revenue ≤ $6M
    • Payroll ≤ $4M per class
    • Area ≤ 100,000 square feet per location
    • Cost ≤ $5M
    • Units ≤ 250 per policy
  • $0 deductibles for some classes
  • Claims threshold ≤ 6 claims and aggregate claims of $25,000

Please note: classes and coverages may vary by carrier.

Eligible Classes

With hundreds of classes to choose from, view our searchable listing for our most current offering that includes:

  • Apartments & Condominiums
  • Artisan contractors
  • Dwellings (Lessors’ Risk Only)
  • General contractors
  • Hotels & motels
  • Lessors’ risk
  • Offices
  • Restaurants
  • Retail
  • Vacant land
  • Vacant buildings
  • Warehouses

Optional Coverage

  • Additional Insured
  • Designated Construction Project(s) General Aggregate
  • Designated Location(s) General Aggregate
  • Employee Benefits Liability
  • Primary and Non-Contributory Coverage
  • Waiver of Subrogation

Coverage Highlights

  • Up to $4.8M maximum total insured value
  • $500 minimum premium
  • Coverage for catastrophe-exposed perils available
  • Wind/Hail available for coastal properties

Optional Coverage

Our wide selection of optional coverages include:

  • Equipment Breakdown
  • Extended Coverage
  • Ordinance or Law
  • Outside Signs
  • Spoilage

Please note: classes and coverages may vary by carrier.

Eligible Classes

Include but not limited to:

  • Habitational
  • Hospitality
  • Manufacturing
  • Mercantile & Retail
  • Lessors’ Risk (LRO)
  • Restaurants
  • Warehouses & Vacant Buildings

Prohibited Risks & Exposures

Risks with the following characteristics are ineligible: 

  • Properties undergoing structural renovations
  • Locations that have been vacant for more than 3 consecutive years
  • Properties scheduled for demolition
  • Properties with prior and/or existing damage
  • Risks with more than 3 claims within the previous 3 years
  • Risks with more than $25,000 total incurred during the previous 3 years

Coverage Highlights

  • $1M EL limits available
  • Coverage in all 50 states
  • Owner only policies available
  • Height / depth risk considered
  • Up to 25% schedule credit for main street business with Workers’ Comp experience

Please note: classes and coverages may vary by carrier.

Eligible Classes

With hundreds of classes to choose from, our core industries include: 

  • New Ventures
      • Quotes provided in less than 24 hours
  • Construction trades and roofers
      • $1,000 minimum premium
  • Trucking (long haul, loading/unloading, new venture and existing)
      • Long haul
      • Loading / unloading
      • New venture
      • Existing
  • Healthcare businesses
      • Nursing homes
      • Assisted living
      • Home health
      • Hospice
      • Hospitals
      • Doctor offices
      • Professional healthcare staffing

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